A home loan or car finance will help you to make use of the cash to buy a house or automobile correspondingly, but once you make an application for personal bank loan, it will not need to be limited to a particular usage. When the loan is disbursed, it can be used by you for just about any function depending on your unique need.
With a personal bank loan, it is possible to :
- Arrange for holidaying overseas
- Obtain a big appliance like fridge, tv or laptop computer
- Arrange your wedding work as per your objectives
- Spruce your home interiors up through house renovation.
Please click any one of backlinks below for lots more details.
why wouldn’t you simply take a personal bank loan?
These reasons that are compelling why your research for unsecured loan comes to an end with ICICI Bank:
- Get versatile tenure up to 60 months
- Avail of a rate that is fixed of. Interest will likely be charged on month-to-month decreasing basis
- You don’t need to put any collateral up contrary to the loan
- Arranged ECS, PDC or auto-debit for automated payment of EMI on a monthly basis
- Minimal paperwork and hassle-free application makes loan approval and disbursement very simple
- Select your tenure from 12 to 60 months.
Do i must offer any protection to use for a loan that is personal?
There’s no necessity of safety or collaterals needed for a loan that is perosnal.
how exactly to submit an application for your own loan online?
You possibly can make the ask for an unsecured loan through the channels that are following
- Online Banking: click the link to use for an individual Loan
- ICICI Bank branch: Please look at the nearest ICICI Bank resource Servicing Branch with your legitimate ID proof, target evidence, three months bank declaration by which your income is credited, Latest 3 month’s salary slips and type -16 for the existing / previous year that is financial. We request one to look at the nearest ICICI Bank Loan Servicing Branch inside our internet site.
how exactly to check out the status of my unsecured loan application?
The status of unsecured loan application may be examined through the under link:
How can I get a loan that is personal?
You can get funds directly into your account in just 3 seconds if you are an ICICI Bank customer and also eligible for a pre-approved loan
Applicable for choose clients upon conclusion of online acceptance and verification of last offer.
how do i repay my own loan?
You are able to repay the mortgage in Equated Monthly Instalments (EMIs). Then through NACH mandate if you have an ICICI Bank Account, you can mandate us to directly debit the same through auto debit mandate or if you have an alternate bank account.
simply how much is it possible to borrow against a personal bank loan?
You can easily avail of loans which range from Rs 50,000/- to Rs 20,00,000/- dependent on your eligibility, earnings and payment capacity.
what’s minimal and maximum loan add up to make an application for a loan that is personal?
It is possible to avail of loans including Rs 50,000/- to Rs 20,00,000/- dependent on your eligibility, repayment and income capability.
So what does a loan cover that is personal?
A mortgage or car finance will help you to make use of the money to acquire a true house or automobile correspondingly. The good thing is that after you make an application for personal bank loan, it will not need to be on a an use that is specific. After the loan is disbursed, it can be used by you for almost any function according to your specific need.
Having a loan that is personal you are able to
- Arrange for holidaying overseas
- Purchase a large appliance like fridge, tv or laptop
- Arrange your wedding work as per your objectives
- Spruce up your house interiors through house renovation.
What’s more! ICICI Bank offers fresher financing loan that will help you avail of your own loan on your own extremely very first salary. The entire processing is completed in just a few minutes with its pre-approved personal loan. Therefore, hurry to check out different kinds of unsecured loans we provide and submit an application for one today it self.
Why ICICI Bank for Unsecured Loan?
These compelling reasons are why your research for personal bank loan concludes with ICICI Bank:
- Utilize the loan quantity for almost any purpose depending on your need
- Get versatile tenure up to 60 months
- Avail of a fixed interest rate. Interest will likely to be charged on month-to-month basis that is reducing
- You should not place any collateral up from the loan
- Arranged ECS, PDC or auto-debit for automated repayment of EMI on a monthly basis.